These Terms & Conditions (“Agreement”) govern your access to and use of Neobank Capital’s website and any of its pages or services (collectively, the “Site”).
By accessing or using the Site, you agree to be bound by this Agreement. If you do not agree, please do not use the Site.
This Agreement is in addition to any other terms you may agree to when using our digital platforms, APIs, mobile apps, or financial technology services. If a conflict arises between this Agreement and any service-specific terms, the latter will govern for that service.
“Neobank Capital,” “PRS ONE,” “we,” “our,” or “us” refers to PRS ONE Financial Corp and its affiliates, including PRS ONE Capital Trust KB, PRS ONE Private LTD, and PRS ONE Clearing House LLC.
Registered office: 2355 116 74 Stockholm, Sweden
U.S. operations: 848 Brickell Ave, Penthouse 5, Miami, FL 33131, USA
We may provide links, tools, or integrations with third-party providers. These third parties are not affiliated with PRS ONE or Neobank Capital unless expressly stated.
We do not endorse, control, or guarantee any third-party product, service, or information available through the Site. Your dealings with such providers are solely between you and them.
Products and services offered through third parties are not FDIC insured, not deposits, and not guaranteed by Neobank Capital or PRS ONE Financial Corp.
Educational content, calculators, or other resources provided on this Site are for informational purposes only and should not be considered financial, legal, or investment advice. Always consult a qualified professional for personalized advice.
All materials on this Site — including text, design, graphics, interfaces, and content — are owned by or licensed to PRS ONE Capital Trust KB and protected by copyright and trademark laws.
© 2025 PRS ONE Capital Trust KB. All rights reserved.
You may not reproduce, modify, distribute, publish, or otherwise use any content from this Site without our prior written consent.
“Neobank Capital” and related logos are trademarks of PRS ONE Capital Trust KB. Other names or logos may be trademarks of their respective owners.
We respect intellectual property rights and comply with the Digital Millennium Copyright Act (DMCA).
If you believe any content on our Site infringes your copyright, please send a written notice including:
DMCA Agent
PRS ONE, LLC
848 Brickell Ave, Penthouse 5, Miami, FL 33131, USA
Email: dmca@prsone.us
We reserve the right to remove any infringing content and terminate access for repeat offenders.
By using our Site, you agree that we may display promotional materials, banners, or links related to PRS ONE services or third-party offers.
We do not guarantee the accuracy or quality of third-party promotions. Any participation in such offers is solely at your discretion and risk.
The Site may contain links to external sites operated by third parties. These links are provided for your convenience only.
We do not control or endorse such sites, and we are not responsible for their content, policies, or security practices.
You are responsible for protecting your devices from potential risks when visiting external sites.
We may update, modify, or discontinue the Site, its content, or these Terms at any time without notice.
Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
We may suspend or terminate your access to the Site at any time, without notice, if you breach these Terms or for any other reason at our discretion.
We may provide notices to you via email, SMS, postal mail, or by posting updates on the Site. By using the Site, you consent to receive electronic communications from us where permitted by law.
If you send us feedback, suggestions, or ideas, you grant PRS ONE Financial Corp a perpetual, worldwide, royalty-free license to use and incorporate them into our products or services without restriction or compensation.
The Site and its content are provided “as is” and “as available.”
We make no warranties—express or implied—including but not limited to merchantability, fitness for a particular purpose, accuracy, reliability, or non-infringement.
We do not guarantee uninterrupted access, error-free operation, or that the Site or servers are free from viruses or harmful components.
To the fullest extent permitted by law, PRS ONE and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of data, profits, or goodwill arising from your use (or inability to use) the Site.
If liability cannot be excluded under applicable law, our total liability shall not exceed USD $10.00.
Your sole remedy for dissatisfaction with the Site is to stop using it.
You agree to indemnify and hold harmless PRS ONE Financial Corp, its affiliates, officers, employees, and agents from any claims, damages, or losses arising from your use or misuse of the Site or any violation of this Agreement.
This Agreement is governed by the laws of the State of Florida, USA, without regard to its conflict of laws principles.
You agree to submit to the exclusive jurisdiction of the courts located in Miami-Dade County, Florida, for all disputes arising from or relating to this Agreement.
California residents may contact the Consumer Information Division of the California Department of Consumer Affairs at:
1625 North Market Blvd, Suite N112, Sacramento, CA 95834,
Tel: (800) 952-5210.
You may also contact us directly at:
PRS ONE Capital Trust KB
Attn: Legal Notice
848 Brickell Ave, Penthouse 5, Miami, FL 33131, USA
If any part of this Agreement is found invalid or unenforceable, the remaining provisions will continue in full force and effect.
Our failure to enforce any right or provision in this Agreement does not constitute a waiver of that right. Any waiver must be in writing and signed by us.